Jumbo Loan: Get a Bigger, Better House

Is the home you’re dreaming of more expensive than what conventional conforming loan limits allow? Enter the jumbo loan, which allows you to buy the California home you really want.

The Benefits of a Jumbo Home Loan

1

More Options

You can buy a bigger home, a luxury home, or purchase one in a more desirable market.

2

Flexible Loan Terms

Jumbo loans come in all shapes and sizes with rates and terms tailored to match your goals.

3

Flexible Down Payment

Minimum required down payments range from 5% to 20%, depending on the lender.

4

Competitive Interest Rates

Lenders are seeing lower risk with jumbo loans and are offering better interest rates.

Who’s Eligible?

You’ll need to be in good financial health to qualify for a jumbo mortgage. Lenders will look for:

  • A high credit score (typically 680 or above)
  • A low debt-to-income ratio
  • Cash reserves in the bank
  • Documentation showing you’re in good financial health

Frequently Asked Questions

Tools & Knowledge

Our Homeowners Say It Best

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Lisa D.
“Accel Mortgage facilitated such a seamless transaction and secured me the best interest rate available in the market. Highly recommend!”

Why You Can Count On Us

YOU GET A TRUSTED PARTNER

YOU GET A TRUSTED PARTNER

We develop lifelong relationships with our clients. Because we believe there’s more to the business than simply quoting rates.

YOU GET SMART ADVICE

YOU GET SMART ADVICE

We’re consultants, not pencil pushers. We think long-term to help you get the most out of your home loan.

YOU GAIN KNOWLEDGE

YOU GAIN KNOWLEDGE

Learn from the best—a skilled team with over 20 years of experience in the real estate industry.

Loan Talk

Your First Step Starts Here

Whether you’re a first-time homebuyer, are interested in refinancing, or are over 62 and looking to do a reverse mortgage, we’re a Pasadena mortgage broker that can help you reach your goal.